FINANCING
See also Getting Financing and Developing Land and The Lease Purchase Handbook.
To file for bankruptcy without an attorney see The New Bankruptcy Kit.
To obtain financing for your business see Real Estate Business Plans.
Personal Financial StatementTM
A Professional Report Instantly
Don't you hate filling out and updating your personal financial statement? But you need one for virtually every loan application. And many commercial lenders require you to submit an updated statement every year. This new program makes this tedious paperwork a thing of the past. And the professional presentation it prepares is sure to impress your lenders and investors.
It couldn't be easier to use. Simply enter all your assets and liabilities in the appropriate fields. Extremely flexible, you can enter multiple properties owned (up to 30!) and even multiple partnerships. Automatic math calculations enhance speed and accuracy. Just click one button and a beautifully formatted presentation comes out of your printer. Changes and updates are a breeze. Just make your changes and print out a new statement.
Includes unlimited free technical support (that you're certain never to need) and no risk 30 day money-back guarantee. This program will save you tons of time. Requires MS Excel (not included). See also Real Estate Investment Analysis. Call now for additional information and sample statement.
For sample screen shots of this program, Click Here
Requirements: Windows: Any IBM PC or compatible computer running Windows 3.1/95/98/2000/XP/NT/Vista or later with Microsoft Excel ('97 or later), any printer. Mac: Any Macintosh computer running Microsoft Excel ('97 or later), any printer.
Credit RepairTM
Protect
Your Financial Future
When was the last time you reviewed your credit report? Do you even know how?
Is everything completely
accurate? And if it reveals negative
marks or errors (and most do), do
you know how to correct them? Do
you know how to protect yourself from rampant credit fraud and identity theft
that can destroy your credit? No
worries. This one-of-a-kind
program includes everything you'll need to turn bad credit, or no credit, into Triple-A
credit! And even if your credit is OK, it will show you how to get even more credit. Increase your own credit score as well as that of your
clients. Don't be surprised if
your credit score increases by as much as 100 points or more!
This
is a must for every consumer, business or investor, especially if you've ever
been refused credit.
Extremely
easy to use, your program includes fill-in-the-blank forms with detailed
instructions on how and when to use them. It's loaded with tips and secrets on the entire credit
process. And it includes all the
professionally-written and real-world tested letters you'll need to build (or
re-build) your credit.
Your
program includes: Request for Credit Report; Request for Addition of Supplementary
Credit History Information; Letter to Delete Inquiries; Request to Delete Account;
Request to Merge Inquiry with Account; Request to Update Account; Creditor Settlement
Agreement; Consumer Statement; Demand for Corrected Credit Report; Explanation
for Delinquent Payment; Reminder to Respond; and much more!
Includes
user manual on CD, context-sensitive help, free technical support, and no risk
30 day money-back guarantee. Don't
let bad credit (or someone else's errors) stand in the way of your financial future. Call today and start qualifying for larger loans and lower
interest rates.
Requirements:
Windows: IBM PC or compatible 486 or
higher, Windows 98/2000/ME/NT/XP/Vista or later, 16MB RAM, CD-ROM drive, any Windows
compatible printer.
Seller FinancingTM
Sell Your Houses up to 70% Faster!
In today's challenging underwriting market, conventional
lending hurdles cost time and limit your pool of potential buyers. Now, this one-of-a-kind package shows
you proven techniques to selling your properties
far faster by offering seller-financing.
You'll learn how to create the best note possible - one that maximizes
the resale value and protects your investment! You'll also learn all the pitfalls to avoid.
Discover the secrets that the most successful real estate
investors use to effectively close more deals in less time. You'll also learn
proven strategies for selling your notes to unlock capital for your next
deal. Learn from the best...Eddie
Speed. With a lifetime volume of
seller-financed notes topping $400 million, the author has seen (and teaches
you) just about every scenario.
You'll get the true insider secrets on:
How
to best structure your notes - contract for deed or conventional closing
How
to create the "right" note and maximize its resale value
How
to close more deals faster
What
is "seasoning" and what difference does it make
How
to screen buyers and select the right ones for maximum resale value
Finding
legitimate candidates for seller-financing and avoiding the rest
Credit
score requirements and their impact on your investment
Legal
and financial issues for creating and servicing your notes
How
to effectively deal with default to protect your investment, and much more
Includes five (5) audio CDs of one of the author's live presentations,
printed transcript with questions and answers, and printed transcript in
binder. If you want to not just
survive but thrive in today's market,
you must include seller financing in your marketing toolkit. To service your notes see Note-Smith. If you
aren't convinced this package will help you sell your properties faster and
with less headaches, simply return it within 30 days for a full refund. Reserve yours now.
"I cannot think of a better way for people to learn the do's
and don'ts of [seller financing]."
Ken D'Angelo, CEO, HomeVestors of America, Inc.
Requirements: Any
audio CD player.
Alternative Real Estate FinancingTM
No Cash? No Credit? No Problem!
In today's challenging lending environment, qualifying for
loans the conventional way may not be an option. Investors need a lot more choices than just relying on the
banks. Are you a beginning investor
and have limited funds, experience, or ability to qualify for financing? Then this is the program for you. Finally, a comprehensive course on how
to acquire real estate and build wealth with little or no cash, credit, or
personal liability.
This is no "get rich quick" package. Just lots of creative, practical, and
step-by-step advice from one of the nation's leading attorneys that you can put
to use right away. You'll learn
all the secrets and real-life techniques the professionals use, plus the
pitfalls to avoid. Also included
are all the legal forms on CD you'll need to complete your deals profitably and
protect your interests.
You'll learn, step-by-step, how to:
Use
15 "nothing down" formulas that work in today's market, even yours
Get
around lender "20% down payment" rules
Buy
properties using "subject to" transfers, including the land trust assignment
Structure
land contracts for maximum profit and least risk
Create
leverage with partners' credit and money
Profit
with over-financed properties
Raise
cash using subordination and substitution of collateral
Create
immediate cash flow and equity with lease/options
Structure
wraparound mortgages for lifetime cash flow
Discount
mortgages and liens for fast cash
Use
the only proven ways to succeed with foreclosures in today's competitive market
Use
proven ways to avoid "due on sale" clauses and create assumable loans
Save
legal fees by drafting your own contracts, deeds, notes and mortgages
Use
land trusts, 1031 exchanges, and IRAs for maximum tax savings and leverage
Exploit
secrets about VA loans most bankers don't even know
Make
interest on borrowed money, just like the banks
Avoid
common (and uncommon) pitfalls and protect yourself from personal liability
Your comprehensive 224 page manual is loaded with tips,
practical advice, and detailed "do-it-yourself" instructions. You'll also receive audio CDs and
instructional DVDs recorded from one of the author's live seminars. And the included software features all
the deal-tested legal forms you'll need to quickly and easily finalize any
transaction (supplied in ASCII and MS Word formats). All documents may be easily customized.
Includes dozens of ready-to-use legal forms, such as: sales
contracts, deeds, installment land contracts, lease/options, mortgages, and
more. If you're serious
about succeeding in real estate using little or none of your own money, you
can't afford not to get this
package. Sorry, not valid in
Texas. See also Lease
Purchase Handbook and FLIPPING. No risk 30 day money back
guarantee. Call now.
"Just a couple of these techniques have helped me add an
extra $11,000 to my income each month, on average." Richard Roop, Investor, Colorado Springs, CO
Requirements: Windows:
Any IBM PC or compatible with Microsoft Word, WordPerfect, or any other word
processor that can read ASCII, CD-ROM drive, any Windows printer. Audio CD player required for audio CDs.
Government Grants for Real
EstateTM
Money for Free!
Every year over 4 million people get free grants from the government to invest in real estate. Shouldn't you be one of them? Grants usually range from $1,000 to $5,000,000 each. You can use this money to buy a home, invest
in real estate, start or expand your business, or any one of numerous other
purposes. The best part is, unlike
a loan, you never have to pay it
back! You don't need a job, and
there are never any credit checks!
Paperwork is kept at a
minimum and you can be approved in 30-90 days for most programs. This is the best kept secret nobody
knows about.
There are currently over 75,000 programs available from state, federal and local governmental
agencies and private and non-profit entities. And you can apply for as many as you like! Most people are unaware of these
programs because they are not well publicized. In fact, millions of dollars each year goes back to state and federal treasuries because nobody
applied for these funds!
This new CD makes it incredibly easy for you to get your
share of this cash. It's loaded
with simple, step-by-step instructions and packed with over 600 pages of tips,
secrets and free software to make your grant proposals successful.
Your updated CD includes all this:
- Entire
catalog of Federal and Domestic Assistance (over 2300 pages)
- Comprehensive
listing of grant resources and publications
- Over
20 sample business plans to guide you
- State
agencies, addresses, and websites for all 50 states
- Standard
SF-424 Application for Federal Assistance ready to fill out and submit
- Free grant-writing software tutorial to make
creating your proposals a breeze
- Tons of free bonus material on foreclosure and "no
money down" investments
- Glossary
of grant terminology, and so much more!
Reserve your copy now and get your share of free money. If you don't, somebody else will! No risk 30 day money-back guarantee.
Requirements: Windows:
IBM PC and compatible, Windows 95/98/2000/ME/NT/XP/Vista or later, CD-ROM drive.
Suppliers to Offices Nationwide:
Office Hours: 9 a.m. to 5 p.m., Eastern Standard Time, Monday-Friday.
The Complete Real Estate Software Catalog offers the largest selection of real estate software for agents, brokers, Realtors, real estate investors, developers, landlords, property managers, mortgage brokers and loan agents and builders, contractors and appraisers and real estate lawyers who need real estate software or Realtor software or legal form software or property management software or real estate agent software or real estate investment analysis software to manage their real estate business more profitably and efficiently.
We offer real estate software and realtor software for contact management, rental property management software, landlord software, tenant software, real estate invest software, contractor software and escrow software, real estate contact management software, mortgage software and real estate broker software and 1003 mortgage prequalif software and closing and settlement software, we believe at the most reasonable prices you will find anywhere. Please shop around and convince yourself!
Z-Law Software has offered the largest selection of real estate software, real estate license exam prep software, real estate virtual tour software, realtor software, hud-1 closing real estate software and loan servicing and loan processing software and mortgage servicing and origination software, and property management software, contractor software and real estate estimating software, real estate analysis and trust account software and real estate property management software since our company was established in 1991. For our free 72-page catalog please call 1-800-526-5588 anytime. Thanks for stopping by!
